This privacy notice is to inform how collected information is utilized, the types of information collected, and entities’ rights to affect the use, storage, or disclosure of information collected.
All information collected is authorized by client contracts or end user agreements prior to processing.
Aperia complies with the EU-U.S. Privacy Shield Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information transferred from the European Union to the United States. Aperia has certified to the Department of Commerce that it adheres to the Privacy Shield Principles. If there is any conflict between the terms in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern. To learn more about the Privacy Shield program, and to view our certification, please visit
The Federal Trade Commission has jurisdiction over Aperia’s compliance with the Privacy Shield.
We may use information in the following ways:
Information is only shared with financial companies that operate within the payment sector for the purpose of compliance reporting and fraud detection or other entities at the request of clients by contractual obligation, or through authorized requests from individuals.
Should an individual choose to limit the use and disclosure of their personal data, they can notify Aperia at aperiacompliance@aperia.com
Aperia recognizes that it has responsibility for the processing of personal information it receives under the Privacy Shield and subsequently transfers to a third party acting as an agent on its behalf. Aperia shall remain liable under the Principles if its agent processes such personal information in a manner inconsistent with the Principles, unless the Aperia demonstrates that it is not responsible for the event giving rise to the damage.
We strive to keep our processing activities, with respect to your personal data, as limited as possible. In the absence of specific retention periods set out in this policy, your personal data will be retained only as long as necessary to fulfill the purpose for which we have collected it and, if applicable, as long as required by statutory retention requirements.
Aperia records log file information when a user accesses our websites.
Examples of log file information include:
We define a cookie as any string of data that is automatically stored on your computer upon access to our online services. Aperia employs cookies to assign temporary identification numbers to machines that access our web servers. This information enables us to deliver prompt service to our subscribers, prevent denial of service attacks on our systems, and detect and prevent fraudulent transactions.
All Aperia cookies are:
Our website provides the option to contact our organization and request further information. We will process the personal data that you provide in order to communicate with you regarding your request.
We reserve the right to update this privacy notice at any time to reflect changes in our personal information practices or relevant laws. Upon revision, an updated copy of such privacy notice will be made available on our corporate website.
In compliance with the Privacy Shield Principles, Aperia commits to resolve complaints about our collection or use of your personal information. EU individuals with inquiries or complaints regarding our Privacy Shield policy should first contact Aperia at: aperiacompliance@aperia.com
Aperia has further committed to refer unresolved Privacy Shield complaints to ICDR/AAA, an alternative dispute resolution provider located in the United States. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, please visit: http://go.adr.org/privacyshield.html for more information or to file a complaint. The services of ICDR/AAA are provided at no cost to you.
Name: James Bibles
Email Address: jbibles@aperia.com
If you have any questions or concerns regarding our privacy notice, please send a detailed message to aperiacompliance@aperia.com
An individual has the possibility, under certain conditions, to invoke binding arbitration for complaints regarding Privacy Shield compliance not resolved by any of the other Privacy Shield mechanisms and then link to Annex I for additional information:
https://www.privacyshield.gov/article?id=ANNEX-I-introduction
Individuals whose personal information is covered by the Privacy Shield Framework have the right to access the personal information that we maintain, as specified in the Principles. Individuals may contact us to correct, amend, or delete their personal information if it is inaccurate or has been processed in violation of the Principles (except when the burden or expense of providing access, correction, amendment, or deletion would be disproportionate to the risks to the individual’s privacy, or where the rights of persons other than the individual would be violated). Requests for access, correction, amendment, or deletion should be sent to: aperiacompliance@aperia.com
Aperia does not knowingly collect or solicit personal information from individuals under the age of 13. If you are under 13, please do not attempt to register for our services or send any personal information about yourself to our company. If we learn that we have collected personal information from a child under age 13, we will delete that information as promptly as possible. If you believe that a child under 13 may have provided us personal information, please contact us at aperiacompliance@aperia.com
According to California and Delaware law, it is required that we indicate whether we honor Do Not Track settings in your browser concerning targeted advertising. Aperia does not monitor or respond to Do Not Track browser requests, as Aperia adheres to the standards set out in this Privacy Notice.
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